Functiebeschrijving
Finance
Business Support
Senior Acceptant Wonen Intermediair - Zuid Nederland
Senior
Eindhoven
Als Senior Acceptant Wonen Intermediair - Zuid Nederland bij Rabobank accepteer je (zeer) complexe hypotheekaanvragen met focus op kwaliteit, risico en snelheid, jaag je commerciële kansen aan en versterk je duurzame relaties met intermediairs en accountmanagers.
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Automatisch verbeterd voor betere leesbaarheid
Senior Acceptant Wonen Intermediair - Zuid Nederland
Role purpose: Assess and approve intermediary-submitted residential mortgage applications, balancing risk, compliance, and customer outcomes while supporting broker relationships across Zuid-Nederland. Core responsibilities - Review, assess, and decide on residential mortgage dossiers from intermediaries, including income, collateral, and affordability analysis. - Apply underwriting policy, risk appetite, and pricing guidelines; identify exceptions and propose mitigations. - Ensure compliance with relevant laws and regulations (e.g., Wft, AML/KYC, privacy) and internal controls. - Communicate decisions clearly to brokers and internal stakeholders; request additional documentation when needed. - Monitor portfolio quality signals, escalate complex cases, and contribute to continuous improvement of underwriting processes. - Support knowledge sharing, coach junior acceptants, and help standardize decision-making. Required skills and experience - Proven experience in residential mortgage underwriting/acceptance within an intermediary channel. - Strong analytical skills for financial assessment, risk evaluation, and dossier completeness. - Up-to-date knowledge of Dutch mortgage market practices and regulatory requirements. - Clear written and verbal communication in Dutch; professional stakeholder management. - Accuracy, integrity, and sound judgment under time pressure; ability to handle complex cases indepen...