(Junior) Credit Risk Analyst

(Junior) Credit Risk Analyst Mondu Amsterdam Solliciteren (Junior) Credit Risk Analyst Mondu Amsterdam Solliciteren Opslaan About The Role Only four years after entering the market, Mondu is one of Europe's leading B2B payments providers. Now live across 30+ markets, trusted by ambitious companies, and operating with an EMI license, we're expanding our commercial footprint in Europe and beyond. To support our Risk Management efforts, we are now looking for a junior credit risk analyst to play an integral part in our dynamic Risk Management department. The ideal candidate will be instrumental in safeguarding our financial stability and ensuring sound credit risk management practices. They will play a pivotal role in assessing, analyzing, and managing credit risks associated with our operations. This is a high-impact role for a data-driven problem solver who wants to see their insights turn into real-time product changes. What You'll Do As a Junior Credit Risk Analyst, you will work closely with the credit risk team to drive the performance of our product suite (BNPL, factoring, etc.). - Credit Decisioning: You will be responsible for assessing the creditworthiness of our merchants, as well as of the buyers in their platforms - Data Analysis: you will use SQL and Python/R to extract insights from vast datasets, identifying trends in borrower behavior and macroeconomic shifts - Decisioning: You will spearhead our strategic decisioning for our most valued transactions - Policy Refinement: Collaborate with the Product and Engineering teams to steer the development of our underwriting policy and score cards that optimize for both conversion and risk What You Need To Succeed - A Bachelor's degree in a quantitative field (Economics, Finance, Statistics, Mathematics, or Data Science) - Solid technical skills in: - SQL: Proficiency in querying large databases is a must - Business Intelligence: Experience with BI tools - ide...